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Ocala Reverse Mortgages

Are you looking to get the most out of retirement living in beautiful Ocala, Florida? Optimizing your finances can alleviate stress and allow you to enjoy a more comfortable lifestyle.

If you own a home in Ocala, Senior Lending Corporation can help you obtain a reverse mortgage that makes life in retirement easier. We’re a local reverse mortgage company that provides every client with an ethical, honest and stress-free experience.


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What’s a Reverse Mortgage?

A reverse mortgage is a financial vehicle that enables eligible seniors to access the built-up equity in their homes. A Home Equity Conversion Mortgage (HECM) is the most common type and has the backing of the Federal Housing Administration.  

You can receive funds obtained via a reverse mortgage as a lump sum, fixed monthly payment or line of credit and use them for any purpose.

What Are the Advantages of a Reverse Mortgage?

A reverse mortgage offers numerous benefits for seniors:

  • Homeownership: Do you still owe money on your Ocala home? You can use the reverse mortgage proceeds to pay off the loan balance while never having any required monthly mortgage payments.
  • More financial freedom: You’ll have the flexibility to use the funds to maintain or improve your current lifestyle, payoff debt, take that dream vacation, buy a new car or help your children or grandchildren.
  • Tax-free income: You don’t have to pay taxes on the reverse mortgage. The IRS categorizes the funds as a loan advance instead of income.
  • No credit score issues: You won’t have to meet a minimum credit score requirement to be eligible for a reverse mortgage.
  • Repayment flexibility: There are no strict payment schedules — you can repay the loan over time or wait until you sell the home. 

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HECM Reverse Mortgage Requirements

To qualify for a reverse mortgage, you must be a homeowner and at least 62 years old. The home must be your primary residence, and you need to have sufficient equity in the property to fund the loan. Applicants must also complete a counseling session conducted by a federally insured agency. 

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The Reverse Mortgage Process

To receive a HEMC reverse mortgage or a proprietary mortgage, you will need to complete the following:


Initial Application


HECM Counseling & Certificate


FHA-Approved Appraisal


Title Insurance/Closing

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Why Choose Senior Lending Corporation?

When you select us to be your Ocala reverse mortgage counselors, you get experience — we’ve been helping seniors enjoy a more comfortable and financially comfortable retirement since 1998. We’re fully licensed in Ocala and throughout Florida.

Our trained and professional experts are here to assist you every step of the way. You’ll work closely with a personal advisor who will guide you through the entire process, ensuring you get timely, accurate answers to your questions.

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Take the Next Step and Contact Us Today

Would you like to learn more about reverse mortgages in Ocala to determine whether they could fit your financial needs in retirement? Call the experts at Senior Lending Corporation at 800-822-1190 to discuss your situation with a licensed counselor today. You can also fill out our online contact form to request additional information.