A Leading Retirement Home Equity Company

Senior Lending , a reverse mortgage company, has been dedicated to one thing, providing the "peace of mind" to you and your family when it comes to funding your retirement.  Senior homeowners across the country are discovering the benefits of a Home Equity Conversion Mortgage (HECM). The Federally Insured HECM allows you to access your home’s equity to help financially secure your retirement.

At Senior Lending, informing and educating you about the benefits of the HECM program, one of the best reverse mortgage programs, is our top priority. Our HECM Specialists make the difference, thanks to their dedication to understanding your financial circumstances and objectives. They know every financial situation is unique.

Some of the benefits of the HECM include; paying off your current mortgage, which increases your monthly cash flow, protecting retirement assets, providing long-term care, paying off credit cards or other debt, home repairs and improvements, and more! We are here to help you make the right decision for your future with the use of the Federally Insured HECM

First things first, 98% of all reverse mortgages are the Federally Insured Home Equity Conversion Mortgage or HECM reverse mortgage. The "all new" HECM is the
Federal Housing Administration's
upgraded - reverse mortgage type loan program. The "old" reverse mortgage is obsolete - making it impossible to really compare the two.

The HECM is a unique home equity credit line geared toward assisting retirement-aged homeowners gain better control over mortgage repayments with the ability to pay any amount at any time towards the balance, since there are NO required monthly mortgage payments.....they are completely FLEXIBLE! As your reverse mortgage company, we are here to answer any question you may have!

hecm credit line

To Illustrate the Flexible Payments:
Your current mortgage will be paid off and a lender will provide you with a credit line that offers
3 different payment options:

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  • 1. Pay Principal & Interest   (Like you're currently doing now)
  • 2. Pay Interest-Only    (Like a regular line of credit)
  • 3. Pay Nothing at all   (The option is yours every month!)

There are so many different ways to utilize the HECM Credit Line - and having control of your mortgage payments is just one of them!  The HECM Credit Line is far better than a traditional line of credit from a bank! Click here...... HECM vs. HELOC  to see the major differences.

Being the best reverse mortgage company for you, we want to make sure all your questions are answered. If you would like more information or insights on the benefits of HECM, submit the form on the right or you can call us at 1-800-822-1190 for immediate answers.

Reverse Mortgage Florida

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SENIOR LENDING
A Leading HECM Reverse Mortgage Company

Reverse Mortgage Company

questions &
Answers

Today’s retirees are looking for other ways to enhance their retirement and many are using the Federally Insured HECM program.

Click here to see some of the answers to common questions...

best reverse mortgage company

New Thinking for Retirement Planning

With proven research, many financial advisors today are now exploring when and how to use a Federally Insured HECM Credit Line in their client's overall retirement plan.

Click here to see some of the benefits from proven research….

hecm reverse mortgage

Discover why a HECM is better than a HELOC

If you’ve considered having a Line of Credit on your home for any reason, it’s worth the time to see how the Federally Insured HECM Credit Line can protect you more when it comes to your home’s equity than a traditional bank HELOC

Click here to see some of the differences between the HECM and a HELOC…

hecm company florida

Right Sizing?

Use the HECM for Purchase (H4P) product to buy a "Right-Sized" home that fits your needs without the burden of a monthly mortgage payment.

Click here to learn more about the benefits of the HECM for Purchase...

reverse mortgage tampa bay

questions &
Answers

Today’s retirees are looking for other ways to enhance their retirement and many are using the Federally Insured HECM program.

Click here to see some of the answers to common questions...

reverse mortgage brokers

New Thinking for Retirement Planning

With proven research, many financial advisors today are now exploring when and how to use a Federally Insured HECM Credit Line in their client's overall retirement plan.

Click here to see some of the benefits from proven research….

reverse mortgage

Discover why a HECM is better than a HELOC

If you’ve considered having a Line of Credit on your home for any reason, it’s worth the time to see how the Federally Insured HECM Credit Line can protect you more when it comes to your home’s equity than a traditional bank HELOC

Click here to see some of the differences between the HECM and a HELOC…

reverse mortgage

Right Sizing?

Use the HECM for Purchase (H4P) product to buy a "Right-Sized" home that fits your needs without the burden of a monthly mortgage payment.

Click here to learn more about the benefits of the HECM for Purchase…

HECM Credit Line
Is A HECM Better Than A HELOC?
HECM for Purchase
Mortgage Free Retirement Living

What Our Clients Say About Us

We had quite a large mortgage payment and if something happened to either one of us, with the loss of income, the other one would have to sell and move out of our home. The HECM completely relieved our stress. The Flexible payments which includes the no-payment option is perfect for us because when that time comes we now have no fear of losing the house because the HECM doesn’t have any required monthly payments. Honestly, everyone who is 62 or older should take advantage of this amazing program.

Charles & Linda M.

 

Frequently Asked Questions

Find Out How Easy It Is To Qualify
For A HECM Reverse Mortgage.


Call and See Why We Are The #1 Rated HECM Reverse Mortgage Company In Tampa Bay.

Your Personal HECM Advisor is there to Quickly Provide Answers To Your Questions While Working
At Your Pace. They Are With You From Initial Consultation To Closing And Any Point In Between.

Call Now And Start Living The Retirement You Deserve.
800-822-1190