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Watch the “Blind Test” video to see why over 1 million retirees have chosen a HECM Reverse Mortgage Line of Credit!

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HECM Reverse Mortgage Basics

What is a HECM?

First things first, 98% of all reverse mortgages are the Federally Insured Home Equity Conversion Mortgage, also known as a HECM, or “Heck-um”.

The “NEW” HECM is the Federal Housing Administration’s upgraded or enhanced reverse mortgage credit line program. The “Old” reverse mortgage is obsolete – making it impossible to really compare the two.

The HECM Credit Line can be an important retirement tool that allows you to access a portion of your home’s equity. The HECM provides you with Tax-Free Cash without the burden of a monthly mortgage payment.

SPEAK WITH A LICENSED ADVISOR 800-822-1190

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Benefits of HECM Reverse Mortgages

  • Pay off your existing mortgage
  • Pay off high interest credit cards or other debt
  • Make home improvements or needed repairs
  • Supplement your income
  • Pay off medical bills
  • Protect your portfolio from market down turns
  • Install senior-friendly modifications
  • Replace lost social security or pension income
  • Fund long-term medical care
  • Immediate access to cash
  • Advance Inheritance
  • Easy qualification
  • Federally Insured
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98% Client Satisfaction Rate

We had a great experience with Stacy talked about going above and beyond he jumped through every hoop available to help me get my loan. Would recommend…

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– Dale Flewellyn

John was very helpful he explained everything to me so I could understand, he was loving, patent and kind, I told him that I had adopted him as my son and…

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– Regina Gibson

I had a great experience with Senior Lending. I worked closely with Jill Clark. She guided me all the way through the lending process. She was very…

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– Artis Howard

I worked with David Harris at Senior Lending. He was such a professional to work with. He kept me well informed and provided step by step guidelines for…

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– Betty Dassele
See All Client Reviews

SENIOR LENDING
A Leading HECM Reverse Mortgage Company

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Questions & Answers

Today’s retirees are looking for other ways to enhance their
retirement and many are using the Federally Insured HECM
program.
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New Thinking For Retirement Planning

With proven research, many financial advisors today are now
exploring when and how to use a Federally Insured HECM Credit
Line in their client’s overall retirement plan.

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Discover Why A HECM Is Better Than A HELOC

A Federally Insured HECM can protect you far more when it comes to your Home’s Equity than a traditional bank HELOC.
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Right Sizing?

Use the HECM for Purchase (H4P) product to buy a “Right-Sized”
home that fits your needs without the burden of a monthly
mortgage payment.

Featured Resources

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10 Myths About Reverse Mortgages Debunked
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Your Retirement Plan
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Who Owns the House in a Reverse Mortgage?

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