Your Retirement
Your Way

Senior Lending
A Leading HECM Reverse Mortgage Company

As a trusted HECM reverse mortgage company, Senior Lending is dedicated to one thing, providing "peace of mind" to you and your family when it comes to funding your retirement. We specialize in the Federally Insured Home Equity Conversion Mortgage, HECM

At Senior Lending, informing and educating you about the benefits of the HECM program is our top priority and our HECM Specialists make the difference. They understand every financial situation is unique so they listen to your needs and guide you through the entire process while moving at your pace.

Some of the benefits of the HECM include: paying off your current mortgage which increases your monthly cash flow, paying off high interest credit cards, making home improvements or repairs, replacing lost social security or pension income, protecting retirement assets or any purpose that enhances or improves your retirement.

First things first, 98% of all reverse mortgages are the Federally Insured Home Equity Conversion Mortgage or HECM Reverse Mortgage. The "all new" HECM is the
Federal Housing Administration's
upgraded - reverse mortgage type loan program. The "old" reverse mortgage is obsolete - making it impossible to really compare the two.

A HECM is a unique home equity credit line geared toward assisting retirement-aged homeowners gain better control over mortgage repayments. The HECM provides the ability to pay any amount at any time towards the balance, since there are NO required monthly mortgage payments.....they are completely FLEXIBLE! As your HECM reverse mortgage company, we are here to answer any question you may have!

hecm credit line


To Illustrate the Flexible Payments:

Your current mortgage will be paid off and a lender will provide you with a credit line that offers
3 different payment options:

  • 1. Pay Principal & Interest   (Like you're currently doing now)
  • 2. Pay Interest-Only    (Like a regular line of credit)
  • 3. Pay Nothing at all   (The option is yours every month!)

There are so many different ways to utilize the HECM Credit Line - and having control of your mortgage payments is just one of them!  The HECM Credit Line is far better than a traditional line of credit from a bank! Click here...... HECM vs. HELOC  to see the major differences.

Being the best reverse mortgage company for you, we want to make sure all your questions are answered. If you would like more information or insights on the benefits of the HECM, submit the form on the right or you can call us at 800-822-1190 for immediate answers.

SENIOR LENDING
A Leading HECM Reverse Mortgage Company

Reverse Mortgage Company

questions &
Answers

Today’s retirees are looking for other ways to enhance their retirement and many are using the Federally Insured HECM program.

Click here to see some of the answers to common questions...

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New Thinking for Retirement Planning

With proven research, many financial advisors today are now exploring when and how to use a Federally Insured HECM Credit Line in their client's overall retirement plan.

Click here to see some of the benefits from proven research….

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Discover why a HECM is better than a HELOC

If you’ve considered having a Line of Credit on your home for any reason, it’s worth the time to see how the Federally Insured HECM Credit Line can protect you more when it comes to your home’s equity than a traditional bank HELOC

Click here to see some of the differences between the HECM and a HELOC…

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Right Sizing?

Use the HECM for Purchase (H4P) product to buy a "Right-Sized" home that fits your needs without the burden of a monthly mortgage payment.

Click here to learn more about the benefits of the HECM for Purchase...

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questions &
Answers

Today’s retirees are looking for other ways to enhance their retirement and many are using the Federally Insured HECM program.

Click here to see some of the answers to common questions...

reverse mortgage brokers

New Thinking for Retirement Planning

With proven research, many financial advisors today are now exploring when and how to use a Federally Insured HECM Credit Line in their client's overall retirement plan.

Click here to see some of the benefits from proven research….

reverse mortgage

Discover why a HECM is better than a HELOC

If you’ve considered having a Line of Credit on your home for any reason, it’s worth the time to see how the Federally Insured HECM Credit Line can protect you more when it comes to your home’s equity than a traditional bank HELOC

Click here to see some of the differences between the HECM and a HELOC…

reverse mortgage

Right Sizing?

Use the HECM for Purchase (H4P) product to buy a "Right-Sized" home that fits your needs without the burden of a monthly mortgage payment.

Click here to learn more about the benefits of the HECM for Purchase…

HECM Credit Line
Is A HECM Better Than A HELOC?
HECM for Purchase
Mortgage Free Retirement Living

What Our Clients Say About Us

We had quite a large mortgage payment and if something happened to either one of us, with the loss of income, the other one would have to sell and move out of our home. The HECM completely relieved our stress. The Flexible payments which includes the no-payment option is perfect for us, because when that time comes we now have no fear of losing the house because the HECM doesn’t have any required monthly payments. Honestly, everyone who is 62 or older should take advantage of this amazing program.

Charles & Linda M.

 

Frequently Asked Questions About HECM Reverse Mortgages

Find Out How Easy It Is To Qualify
For A HECM Reverse Mortgage.


Call and See Why We Are A Leading HECM Mortgage Company

Your Personal HECM Advisor is there to Quickly Provide Answers To Your Questions While Working
At Your Pace. They Are With You From Initial Consultation To Closing And Any Point In Between.

Call Now And Start Living The Retirement You Deserve.
800-822-1190