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Watch the “Blind Test” video to see why over 1 million retirees have chosen a HECM Reverse Mortgage Line of Credit!

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HECM Reverse Mortgage Basics

What is a HECM?

First things first, 98% of all reverse mortgages are the Federally Insured Home Equity Conversion Mortgage, also known as a HECM, or “Heck-um”.

The “NEW” HECM is the Federal Housing Administration’s upgraded or enhanced reverse mortgage credit line program. The “Old” reverse mortgage is obsolete – making it impossible to really compare the two.

The HECM Credit Line can be an important retirement tool that allows you to access a portion of your home’s equity. The HECM provides you with Tax-Free Cash without the burden of a monthly mortgage payment.


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