Applying For your HECM is Easy With Us!



Trusted Partner

Senior Lending's strength is that we blend relationship driven service with exceptional product knowledge to achieve our client's financial retirement goals.

Personalized Solutions

Your personal Advisor will listen to your needs and show you how the HECM loan can secure and enhance your retirement and quality of life. From initial consultation to closing and any point in between, your Advisor is there to quickly provide answers to your questions while working at your pace.


  • Non-Recourse : FHA insures that you can never owe more on the loan than what the house is worth when the HECM is repaid. All remaining equity belongs to you or your heirs.

  • FHA Approved Counseling : To be certain you understand the HECM loan Program, FHA requires that you participate in a one-time independent 3rd party counseling session with a FHA approved counselor.This is usually done over the phone for your convenience.

  • FHA Fee Limitations : The closing fees are limited and regulated by FHA for your protection as well as financed for your convenience.

  • No Pre-Payment Penalties : Although the loan is not due until you permanently vacate or sell the home, payments can be made at any time with no penalties.

Senior Lending makes it easy !
Step 1: FHA Counseling
Step 2:
Step 3: Appraisal
Step 4: Underwriting and Closing

What's Next?

Now that you have a better understanding of what a HECM is and the security of having Senior Lending behind you, now you may be ready to take the next step. Your Senior Lending Advisor has received extensive training so you can feel comfortable knowing that you'll be matched with the right program that fits your needs.

Your personal Advisor is just a phone call away:
Senior Lending

Find Out How Much You Qualify For Now
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