Contact Our Mortgage Advisors in Decatur
Ready to enjoy your retirement with financial peace of mind? Request a free information kit, call 800-822-1190 or contact us to explore your reverse mortgage options today.
Decatur is known for its historic charm, strong sense of community and walkable neighborhoods just east of downtown Atlanta. Residents can embrace the vibrant arts culture, thriving food scene and themed festivals. If you’re ready to enhance your everyday lifestyle and make the most of your retirement, explore your reverse mortgage options with the advisors at Senior Lending Corporation. We can walk you through your home loan choices and help you feel confident in making informed decisions.
If you’re 62 or older, you may qualify to receive funds from a lender instead of making monthly payments on your home. A lender can provide the funds as a lump sum, a monthly payment or a line of credit. You can use the extra income to pay for home insurance, taxes and repairs. Receiving money for those responsibilities can leave more room to pursue your hobbies, buy your dream car or cross adventures off your bucket list.
Whether you want to plan an exciting road trip or enjoy a comfortable lifestyle, explore endless possibilities with Senior Lending Corporation. Our advisors can help you determine if a home equity conversion mortgage (HECM) or proprietary reverse mortgage will work best for your ambitions and financial journey.
HECMs allow you to convert a portion of your home’s equity into cash. You can use the funds for any purpose, such as paying bills, buying groceries or going on vacation. HECM reverse mortgages are insured by the Federal Housing Administration (FHA) and can offer a financial safety net to ease the burden of retirees on fixed incomes.
Homeowners can access a larger portion of their home equity with proprietary reverse mortgages, also called jumbo reverse mortgages. These loans are often used for homes with higher appraised values. Lenders can create their own guidelines, potentially offering lower upfront costs and flexible approval criteria without the limits imposed by a government program.
Watch the “Blind Test” video to see why over 1 million retirees have chosen a HECM Reverse Mortgage Line of Credit!
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Senior Lending Corporation is committed to helping you improve your financial circumstances. During a personalized consultation, our licensed advisors can discuss the differences between HECM and proprietary reverse mortgages. We share information about the requirements, answer your questions and help you determine which loan will work best for your needs.
After you select the type of reverse mortgage you want, our team can help you choose a reverse mortgage lender in Decatur. We leverage our extensive knowledge and industry resources to shop around and find favorable terms. Our advisors can help you submit your application for a seamless, stress-free experience.
Our reverse mortgage counseling counts as a prerequisite for HECM loans, ensuring you’ve researched all the requirements and understand how the mortgage can affect your financial situation. Long after you’ve selected and applied for a reverse mortgage, we’re here to help. Our knowledgeable, experienced professionals can share valuable resources to help you learn more and optimize your retirement.
There are 5 main steps to the reverse mortgage process. The entire process can all be done from the comfort of your home or in person whichever you prefer.
Ready to enjoy your retirement with financial peace of mind? Request a free information kit, call 800-822-1190 or contact us to explore your reverse mortgage options today.