Your retirement should be about living well, not worrying about monthly bills. Senior Lending Corporation is a reverse mortgage company in San Jose, helping homeowners aged 62 and older tap in to their home’s value with a Home Equity Conversion Mortgage (HECM), which is insured by the Federal Housing Administration (FHA), or our proprietary reverse mortgage.
A reverse mortgage is a smart way to create reliable retirement income while staying in the place you love. You can access part of your home equity as tax-free cash, keep your name on the title and eliminate traditional monthly mortgage payments.
Home values in San Jose have grown steadily over the years, creating a major opportunity for retirees who want more income flexibility without leaving their homes. Whether you’re managing medical bills, want to travel more or need to stretch retirement savings, a reverse mortgage offers:
Repayment only occurs when the home is sold or the last borrower no longer lives there.
Watch the “Blind Test” video to see why over 1 million retirees have chosen a HECM Reverse Mortgage Line of Credit!
The professionals at Senior Lending Corporation are deeply familiar with the South Bay real estate market. That means you get local insight, honest answers and tailored solutions. You’ll have a dedicated, licensed advisor who takes the time to explain every detail, with your comfort and clarity as our top priorities. We take time to understand your needs and work with your financial advisor or family if you wish. Here’s what sets us apart:
Housing wealth or home equity is your best asset. We believe in education over sales, and our goal is to help you make the best decision for your future. Our reputation is built on integrity, knowledge and results.
The entire process takes 30 to 45 days and five easy steps. First, you complete a counseling session with a federally insured agency to ensure you understand the benefits, cost requirements and more. Next, you submit your application, and a professional appraiser will evaluate your home’s value. Following the appraisal report, you should receive your loan approval and finally, closing and funding. Choose whether you want a lump sum, monthly payments or a line of credit.
There are 5 main steps to the reverse mortgage process. The entire process can all be done from the comfort of your home or in person whichever you prefer.
Take the first step toward a more secure and fulfilling retirement. We’ve helped hundreds of San Jose residents enhance their retirement lifestyles with this secure financial tool. Our five-star client reviews reflect the care and clarity you get with every conversation with our knowledgeable professionals. Contact a mortgage advisor in San Jose today or call 800-822-1190 to see if a reverse mortgage is right for you and enjoy your retirement your way.
