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Reverse Mortgages in San Francisco

Your home has value. So does your peace of mind. At Senior Lending Corporation, we help older adults turn a portion of their hard-earned equity into income that supports the retirement they deserve through a reverse mortgage in San Francisco. You can choose from a highly flexible Home Equity Conversion Mortgage (HECM) or our proprietary reverse mortgage.

For homeowners aged 62 and older, a reverse mortgage allows you to convert part of your home’s value into tax-free cash, without giving up ownership or taking on monthly payments. You can qualify for this line of credit even if you have bad credit. It’s a smart, flexible way to enjoy more financial freedom in the city you love.

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Why Reverse Mortgages Make Sense in San Francisco

San Francisco real estate holds some of the highest property values in the U.S. A reverse mortgage lets you tap in to that wealth without selling or downsizing. The loan repayment only happens when the last borrower leaves the home. It’s perfect if you want to stay in your home, maintain independence and enjoy retirement your way. With a reverse mortgage, you can:

  • Eliminate monthly mortgage payments
  • Pay off debt, tax or manage medical costs
  • Supplement your Social Security or pensions
  • Help your heirs financially
  • Renovate or make repairs to your home

Watch the “Blind Test” video to see why over 1 million retirees have chosen a HECM Reverse Mortgage Line of Credit!

Why Work With an HECM Professional in San Francisco

With over 25 years of industry experience, the team at Senior Lending Corporation is proud to serve San Francisco with honest, expert advice on reverse mortgages. Our approach is rooted in education, transparency and personal care. You’ll never feel rushed, just respected and informed. Our clients choose us because we offer the following:

  • Licensed, experienced reverse mortgage specialists
  • Clear processes with no hidden fees
  • Local market knowledge and custom solutions
  • Consultations with a dedicated, licensed expert

We’re here to simplify the complex and give you peace of mind with a dedicated reverse mortgage advisor in San Francisco every step of the way.

A 30- to 45-Day HECM Process

Getting an HECM line of credit with Senior Lending Corporation is a 30- to 45-day process. First, you complete a counseling session with a federally insured agency to ensure you understand all the nuances of your loan. Next, you submit your application, and a professional appraiser evaluates your home’s value. This evaluation is based on the property location, size, condition and the market price.

With your appraisal report, the underwriter reviews your application. Once you’ve been approved, we move on to closing. A closing agent will come to your home with the closing documents, simplifying the process for you. You confirm whether you want to access your cash as a lump sum or a monthly payment, and that’s it! You then get to spend your money however you wish.

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Reverse Mortgage Application Process

There are 5 main steps to the reverse mortgage process. The entire process can all be done from the comfort of your home or in person whichever you prefer.

1

FHA Counseling

2

Application

3

Appraisal

4

Underwriting

5

Closing

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Take the First Step Toward a More Flexible Retirement

Are you ready to step into retirement with an HECM? Partner with a reliable reverse mortgage company in San Francisco. Call 800-822-1190 to speak with an Advisor for a Free consultation or Contact Senior Lending Corporation today.