Welcome to Senior Lending

Senior homeowners across the country are discovering the benefits of a Home Equity Conversion Mortgage (HECM). The Federally Insured HECM allows you to access your home’s equity to help financially secure your retirement.

At Senior Lending informing and educating seniors about the benefits of the HECM program is our top priority. Our HECM Advisors make the difference, they are committed to understanding your financial circumstances and objectives because they know every senior’s financial situation is unique. You can feel confident that your personal Advisor will provide you with a customized solution that meets your specific needs and goals.

From simply paying off your current mortgage which increases your monthly cash flow, protecting retirement assets, providing for long-term care, paying off other debt, to home repairs or improvements or any purpose – we are here to help you make the right decision for your future with the use of the Federally Insured HECM. 

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New Thinking for Retirement Planning

With proven research, many seniors and advisers today are now exploring when and how to use a Federally Insured HECM Credit Line in their overall retirement plan. “Used Strategically, the HECM can greatly improve the sustainability of their retirement income”, says Wade Pfau, a professor of retirement income at the prestige’s American College of Financial Services. ” As boomers head into retirement at a rate of 10,000 per day, the HECM will likely become the new normal”, says Pafu. To see some of the key benefits from new research….
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Senior Lending HECM

Answers to Your Questions

Today’s retirees are looking for other ways to enhance their retirement and many are using the Federally Insured HECM program. Most of the benefits of a Federally Insured HCEM program need to be explained in great depth with your personal specialist, but some of the answers to common questions can be found here…

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HECM for Senior Homeowners

Discover why a HECM is better than a HELOC

There are some major differances between a HECM and HELOC. If you’ve ever considered the advantages of having a Line of Credit on your home for any reason, it’s worth the time to compare the two and see how the Federally Insured HECM can protect you more when it comes to your home’s equity.
To see some of the differences between the HECM and the HELOC…

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This question has been around for years, but until recently some seniors were not able to downsize or upsize to a home that better fits their lifestyle. Now, there’s a powerful tool that many real estate professionals are now discovering. The HECM for Purchase or H4P, can be used to either downsize or upsize to purchase your dream retirement home. To learn more about the benefits of the HECM for Purchase…
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